Variable Rate Certificate of Deposit
Many of our customers use a Variable Rate CD in place of a Money Market Account because you typically earn higher rates than competitive money markets. Minimum balance to open and maintain is $5,000.
Variable Rate CD-Features & Benefits
- Convenient access to your money as long as you maintain the minimum balance
- Unlimited deposits and withdrawals 1
- Earn market rates, better than most money markets
- Interest rates are based on the 90-day Treasury Bill Rate, and are subject to change weekly
- Convenience of calling or visiting your personal banker to add to or access your money
- Your account earns interest which is compounded and paid monthly
- FDIC Insured
- Receive monthly statements
1Funds must remain on deposit for 7 days before each withdrawal or a penalty will be imposed.
It's Easy To Open One of These Accounts
Fill out and submit this application form or come see one of our friendly personal bankers.
Please contact us if you have any questions.


