Residential Mortgage

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Home Equity Line of Credit

Rates As Of: 10/31/2008

 *The Annual Percentage Rate (APR) is a variable rate based on the Prime Rate reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). On 10/31/08, the WSJ Prime was 4.0%, resulting in the following APRs: $10,000-$99,999: 4.50% (Prime + .50%); $100,000 - $999,999; 4.00% (Prime): however, based on a 4.50% floor, the current APR is 4.50%; $1,000,000+ 4.50% (Prime + .50%).  Fees range from $0-$2,000, please contact bank for more information. The maximum APR is 18.00%. Consult your tax advisor about the deductibility of interest. Property insurance is required. Flood insurance is required if necessary. Offer applies to lines secured by owner-occupied, one-to-four family residences located in the state of Illinois and approval is subject to the bank’s underwriting parameters. This offer is not available for purchase money loans and this offer may change or be withdrawn at any time. Local competitors included with the best rates guarantee limited to banks operating in town. Prepayment fee of $500 if line closes within 12 months of activation. 

Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)

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