NOW Account, Savings and Money Market Rates 

 Rates As Of: 11/08/2011

Deposit Rates

 Account Type

 From

 To

 Interest Rate

 APY

 Now Account

 $0

 $2,499

 0.010%

 0.01%

 

 $2,500

 $9,999

 0.050%

 0.05%

 

 $10,000+

 

 0.050%

 0.05%

 Junior Savers Club

 $0+

 

 0.100%

 0.10%

Passbook Savings
Account

 $0+

 

 0.050%

 0.05%

 Statement Savings
Account

 $0+

 

 0.050%

 0.05%

Super Money Market

 $0

 $2,999

 0.000%

 0.00%

 

 $3,000

 $24,999

 0.150%

 0.15%

 

 $25,000

 $74,999

 0.200%

 0.20%


    $75,000 +


0.250%

0.25%

 Money Market & IRA Savings

 $0

 $9,999

 0.100%

 0.10%

 

 $10,000

$49,999 

 0.100%

 0.10%

 

 $50,000+

 

 0.150%

 0.15%

Single Solution Checking

$0

$999

0.000%

0.00%


$1,000

$4,999

0.050%

0.05%


$5,000

$9,999

0.100%

0.10%


$10,000

$49,999

0.100%

0.10%


$50,000

$99,999

0.150%

0.15 %


$100,000+


0.250%

0.25%







Minimum Balance to open account:  Now Account - $100.00 Passbook/Statement Savings - $200.00   
Money Market Account - $3,000.00


Rates As Of: 11/08/2011

     Variable Rate Certificates of Deposit

 Term

 From

 To

 Interest Rate

 APY*

 12 Month

 $5,000

$49,999 

0.300%

 0.300%


$50,000 + 


0.350%

0.350%

*Annual Percentage Yield is based on the 90-Day Treasury Bill Rate and is subject to change weekly. The interest rate for Tier 1 is the same as the index minus 0.25%.  The interest rate for Tier 2 is the same as the index minus 0.50%.  Tier 1 – Your daily balance is $50,000.00 or more. Tier 2 – Your daily balance is more than $4,999.99, but less than $50,000.00. 

Rates As Of: 11/08/2011

     Fixed Rate Category Certificates of Deposit

Regular Rate  

 Term

 From

 To

 Interest Rate

 APY

 1 Month

 $1,000

 $49,999

0.100%

 0.10%

 

 $50,000 +

 

 0.100%

 0.10%

 3 Month

 $1,000

 $49,999

 0.100%

 0.10%

 

 $50,000+

 

 0.100%

 0.10%

6 Month

$1,000

$49,999

0.150%

0.15%


$50,000+


0.150%

0.15%

              7 Month

$1,000

 $49,999

0.150%

0.15%


$50,000+


0.150%

0.15%

 9 Month

 $1,000

 $49,999

 0.200%

 0.20%

 

 $50,000+

 

 0.200%

 0.20%

 12 Month

 $1,000

 $49,999

 0.300%

 0.30%

 

 $50,000+

 

0.350%

 0.35%

 13 Month

 $1,000

 $49,999

 0.300%

0.30%

 

 $50,000+

 

0.350%

 0.35%

 15 Month

  $1,000

 $49,999

 0.350%

 0.35%

 

 $50,000+

 

  0.450%

 0.45%

 18 Month

 $1,000

 $49,999

 0.450%

 0.45%

 

 $50,000+

 

 0.500%

 0.50%

 24 Month

 $1,000

 $49,999

0.500%

 0.50%

 

 $50,000+

 

 0.550%

 0.55%

 30 Month

 $1,000

 $49,999

 0.600%

 0.60%

 

 $50,000+

 

 0.650%

 0.65%

36 Month

$1,000

$49,999

0.750%

0.75%


$50,000+


0.800%

0.80%

 48 Month

 $1,000

 $49,999

 0.900%

0.90%

 

  $50,000+

 

 0.950%

 0.95%

 60 Month

 $1,000

  $49,999

 1.290%

 1.30%

 

 $50,000+

 

 1.340%

 1.35%

Founder's, Platinum Preferred and Northbrook Accounts

 Term

 From

 To

 Interst Rate

 APY

 1 Month

 $1,000

 $49,999

 0.225%

 0.23%

 

 $50,000+

 

 0.225%

 0.23%

 3 Month

 $1,000

 $49,999

 0.225%

 0.23%

 

 $50,000+

 

 0.225%

 0.23%

6 Month

$1,000

$49,999

0.275%

0.28%

 

 $50,000+

 

0.275%

0.28%

7 Month

$1,000

$49,999

0.275%

0.28%


$50,000+


0.275%

0.28%

 9 Month

  $1,000

 $49,999

 0.325%

 0.33%

 

 $50,000+

 

0.325%

 0.33%

 12 Month

 $1,000

$49,999 

 0.425%

 0.43%

 

  $50,000+

 

 0.475%

 0.48%

 13 Month

 $1,000

 $49,999

 0.425%

 0.43%

 

  $50,000+

 

 0.475%

 0.48%

 15 Month

 $1,000

 $49,999

 0.475%

 0.48%

 

 $50,000+

 

 0.575%

 0.58%

 18 Month

  $1,000

 $49,999

 0.575%

0.58%

 

 $50,000+

 

 0.625%

 0.63%

 24 Month

 $1,000

 $49,999

 0.625%

 0.63%

 

 $50,000+

 

 0.675%

 0.68%

 30 Month

 $1,000

 $49,999

 0.725%

 0.73%

 

  $50,000+

 

 0.775%

 0.78%

 36 Month

 $1,000

 $49,999

 0.875%

 0.88%

 

 $50,000+

 

 0.925%

 0.93%

 48 Month

 $1,000

 $49,999

 1.025%

 1.03%

 

 $50,000+

 

 1.075%

 1.08%

 60 Month

   $1,000

  $49,999

 1.415%

 1.42%

 

 $50,000+

 

 1.465%

 1.47%

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Fixed-Rate Certificate of Deposit is $1,000.00 and $5,000.00 for the Variable Rate Certificate of Deposit.  Rates shown above are subject to change. Fees may reduce earnings. Please call a personal banker for additional information.  

 For current rate information call (847) 418-2850