. 

NOW Account, Savings and Money Market Rates

 

 Rates As Of: 11/11/2008

Deposit Rates

 Account Type

 From

 To

 Interest Rate

 APY

 Now Account

 $0

 $2,499

 0.100%

 0.10%
 

 $2,500

 $9,999

 0.150%

 0.15%
 

 $10,000+

 

 0.250%

 0.25%

 Junior Savers Club

 $0+

  

 0.500%

 0.50%

Passbook Savings
Account

 $0+

  

 0.200%

 0.20%

 Statement Savings
Account

 $0+

  

 0.200%

 0.20%

 Money Market

 $0

 $9,999

 0.500%

 0.50%
 

 $10,000

 $49,999

 0.750%

 0.75%
 

 $50,000+

  

 1.000%

 1.00%

 IRA Savings

 $0

 $9,999

 0.500%

 0.50%
 

 $10,000

$49,999 

 0.750%

 0.75%
 

 $50,000+

 

 1.000%

 1.00%

Single Solution Checking

$0

$999

0.000%

0.00%

$1,000

$4,999

0.200%

0.20%

$5,000

$9,999

0.300%

0.30%

$10,000

$49,999

0.75%

0.75%

$50,000

$99,999

1.240%

1.25%

$100,000+

1.74%

1.75%


Minimum Balance to open account:  Now Account - $100.00 Passbook/Statement Savings - $200.00   
Money Market Account - $2,000.00


Rates As Of: 11/11/2008

     Variable Rate Certificates of Deposit

 Term

 From

 To

 Interest Rate

 APY*

 12 Month

 $5,000

$49,999 

1.240%

 1.250%

$50,000 + 

1.490%

1.500%

*Annual Percentage Yield is based on the 90-Day Treasury Bill Rate and is subject to change weekly. The interest rate for Tier 1 is the same as the index minus 0.25%.  The interest rate for Tier 2 is the same as the index minus 0.50%.  Tier 1 – Your daily balance is $50,000.00 or more. Tier 2 – Your daily balance is more than $4,999.99, but less than $50,000.00.

 

 

Rates As Of: 11/11/2008

     Fixed Rate Category Certificates of Deposit

Regular Rate  

 Term

 From

 To

 Interest Rate

 APY

 1 Month

 $1,000

 $49,999

1.240%

 1.25%
 

 $50,000 +

  

 1.290%

 1.30%

 3 Month

 $1,000

 $49,999

 1.490%

 1.50%
 

 $50,000+

  

 1.590%

 1.60%

6 Month

$1,000

$49,999

1.690%

1.70%

$50,000+

1.790%

1.80%
             7 Month

$1,000

 $49,999

1.690%

1.70%

$50,000+

1.790%

1.80%

 9 Month

 $1,000

 $49,999

 1.790%

 1.80%
 

 $50,000+

  

 1.880%

 1.90%

 12 Month

 $1,000

 $49,999

 1.980%

 2.00%
 

 $50,000+

  

 2.080%

 2.10%

 13 Month

 $1,000

 $49,999

 3.445%

3.50%
 

 $50,000+

  

 3.445%

 3.50%

 15 Month

  $1,000

 $49,999

 2.080%

 2.10%
 

 $50,000+

  

 2.180%

 2.20%

 18 Month

 $1,000

 $49,999

 2.180%

 2.20%
 

 $50,000+

  

 2.28%

 2.30%

 24 Month

 $1,000

 $49,999

 2.280%

 2.30%
 

 $50,000+

  

 2.370%

 2.40%

 30 Month

 $1,000

 $49,999

 2.370%

 2.40%
 

 $50,000+

  

 2.470%

 2.50%

36 Month

$1,000

$49,999

2.470%

2.50%

$50,000+

2.570%

2.60%

 48 Month

 $1,000

 $49,999

 2.570%

2.60%
 

  $50,000+

  

 2.960%

 3.00%

 60 Month

 $1,000

  $49,999

 2.960%

 3.00%
 

 $50,000+

  

 2.960%

 3.00%
Founder's, Platinum Preferred and Northbrook Accounts

 Term

 From

 To

 Interst Rate

 APY

 1 Month

 $1,000

 $49,999

 1.365%

 1.37%
 

 $50,000+

  

 1.415%

 1.42%

 3 Month

 $1,000

 $49,999

 1.615%

 1.63%
 

 $50,000+

  

 1.715%

 1.73%

6 Month

$1,000

$49,999

1.815%

1.83%
 

 $50,000+

  

1.915%

1.93%

7 Month

$1,000

$49,999

1.815%

1.83%

$50,000+

1.915%

1.93%

 9 Month

  $1,000

 $49,999

 1.915%

 1.93%
 

 $50,000+

  

 2.005%

 2.02%

 12 Month

 $1,000

 

 2.105%

 2.13%
 

  $50,000+

  

 2.205%

 2.23%

 13 Month

 $1,000

 $49,999

 3.445%

 3.50%
 

  $50,000+

  

 3.445%

 3.50%

 15 Month

 $1,000

 $49,999

 2.205%

 2.23%
 

 $50,000+

  

 2.305%

 2.33%

 18 Month

  $1,000

 $49,999

 2.305%

2.33%
 

 $50,000+

  

 2.405%

 2.43%

 24 Month

 $1,000

 $49,999

 2.405%

 2.43%
 

 $50,000+

  

 2.495%

 2.52%

 30 Month

 $1,000

 $49,999

 2.495%

 2.52%
 

  $50,000+

  

 2.595%

 2.63%

 36 Month

 $1,000

 $49,999

 2.595%

 2.63%
 

 $50,000+

  

 2.695%

 2.73%

 48 Month

 $1,000

 $49,999

 2.695%

 2.73%
 

 $50,000+

  

 2.795%

 2.83%

 60 Month

   $1,000

  $49,999

 3.085%

 3.13%
 

 $50,000+

  

 3.085%

 3.13%

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Fixed-Rate Certificate of Deposit is $1,000.00 and $5,000.00 for the Variable Rate Certificate of Deposit.  Rates shown above are subject to change. Fees may reduce earnings. Please call a personal banker for additional information.  

For current rate information call (847) 418-2850