Printer-friendly versionPrinter-friendly versionFamilies Image

Family is extremely important to us. When you choose to raise your family in our community, we will be there for you now and for years to come. We’ll sit down with you and determine the goals you have for your family and help you put a plan in place to reach those goals. Whether it’s saving for your children’s’ education or saving towards retirement, we’ll be there for you. Check out some of the programs we have in place to help you and your family.

Green Checking

  • May be opened with an initial deposit of $100
  • There is no minimum balance and no limit to the number of checks that may be written per month 
  • Requires paperless monthly estatements, or a monthly charge of $15.00 will apply 

SingleSolution Checking™

Our SingleSolution Checking Account is the only account you'll ever need.  It is a checking account that rewards higher account balances with higher interest rates.


  • Interest bearing checking where your rate increases with your balance!  See a Personal Banker for the most current rates
  • May be opened with a deposit of $100
  • There is a minimum daily balance of $1,000 required to avoid a monthly service charge of $18
  • FREE first order of specialty checks¹
  • Unlimited check writing
  • Must maintain a minimum daily balance of $1,000 to earn interest


1Limitations apply on type of check and quantity ordered


Total Access Checking

Our Total Access Checking Account offers free ATM transactions nationwide!  Use any ATM anywhere and we’ll refund the fee.

  • Free ATMs Nationwide – The surcharge fee assessed by the owner of the  domestic ATMs will be reimbursed. (Reimbursement does not include the 1.10% International Service Fee charged by MasterCard for certain transactions conducted outside of the continental United States.)
  • May be opened with an initial deposit of $100
  • No minimum balance and no monthly maintenance fees.


Passbook Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly
  • Transaction limitations will apply

Transaction Limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties.

Statement Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or online banking*
  • Savings transfer overdraft protection at only $10.00 per transfer

Transfers from a Statement Savings account to another account or third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per month.

*Third party message, data and/or internet service fees may apply

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 1 Month
  • 3 Months
  • 6 Months
  • 9 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.




Variable Rate Certificate of Deposit

Minimum balance to open and maintain is $5,000.

Variable Rate CD-Features & Benefits

  • Convenient access to your money as long as you maintain the minimum balance
  • Unlimited deposits and withdrawals1
  • Interest rates are based on the 91-day Treasury Bill Rate, and are subject to change weekly
  • Convenience of calling or visiting your personal banker to add to or access your money
  • Your account earns interest which is compounded and paid monthly
  • FDIC Insured
  • Receive monthly statements

It's Easy To Open One of These Accounts

Fill out and submit this application form or come see one of our friendly personal bankers.

1Funds must remain on deposit for 7 days before each withdrawal or a penalty will be imposed

This Variable Rate CD requires a 12 month term.

Please contact us if you have any questions.



Overdraft Protection

Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.

•    Fixed interest rates
•    Flexible line amounts
•    Requires credit approval

Call (847) 418-2800 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank


Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles

Please download our automobile loan application form, fill it out completely and mail, fax (847) 418-2828 or drop it off at the bank.

Please contact us if you have any questions.