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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets, certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Traditional Checking

  • May be opened with an initial deposit of $100
  • There is a minimum daily balance requirement of $250 or a minimum average daily balance requirement of $1,000 to avoid a monthly service charge of $15 (waived for direct deposit customers) 
  • No limit to the number of checks that may be written per month and there are no charges per check written

Regular NOW Account™

  • An interest-bearing checking account
  • May be opened with an initial deposit of $100
  • There is a minimum daily balance requirement of $1,000 or a minimum average daily balance requirement of $1,500 to avoid a monthly service charge of $18
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • Free imaged checks option with CheckManager Plus®
  • Please contact a Personal Banker for more details

Total Access Checking

Our Total Access Checking Account offers incredible opportunities to satisfy your financial needs.

  • Free ATMs Nationwide – The surcharge fee assessed by the owner of the ATM will be reimbursed. (Reimbursement does not include the 1% International Service Fee charged by MasterCard for certain transactions conducted outside of the continental United States.)
  • May be opened with an initial deposit of $100
  • $18.00 monthly service fee if minimum balance of $5,000 not maintained (waived for the first month pending receipt of direct deposit)

Passbook Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

Statement Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking
  • Savings transfer overdraft protection at only $10.00 per transfer

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $3,000 to avoid a monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 1 Month
  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

 

Variable Rate Certificate of Deposit


Many of our customers use a Variable Rate CD in place of a Money Market Account because you typically earn higher rates than competitive money markets. Minimum balance to open and maintain is $5,000.


Variable Rate CD-Features & Benefits

  • Convenient access to your money as long as you maintain the minimum balance
  • Unlimited deposits and withdrawals 1
  • Earn market rates, better than most money markets
  • Interest rates are based on the 91-day Treasury Bill Rate, and are subject to change weekly
  • Convenience of calling or visiting your personal banker to add to or access your money
  • Your account earns interest which is compounded and paid monthly
  • FDIC Insured
  • Receive monthly statements

It's Easy To Open One of These Accounts

Fill out and submit this application form or come see one of our friendly personal bankers.

1Funds must remain on deposit for 7 days before each withdrawal or a penalty will be imposed

Please contact us if you have any questions.

 


Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive fixed interest rate

Please download this loan application form, fill it out completely and mail, fax (847) 418-2828 or drop it off at the bank.

Please contact us if you have any questions.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles

Please download our automobile loan application form, fill it out completely and mail, fax (847) 418-2828 or drop it off at the bank.

Please contact us if you have any questions.

Mortgages

While some community banks may not be known for full service mortgage lending operations, we have it all: years of experience, hundreds of loan programs and pricing options, all coupled with the client-focused service that you have come to know from us. Our mortgage professionals have weathered the ever-changing real estate market.  To complement the basic Conventional, FHA and VA Programs, we are positioned to meet the needs of the continually evolving market demands.

Our highly skilled staff is dedicated to providing service that exceeds the expectations of the customer.  By staying abreast of technological advancements, our mortgage professionals can provide low-cost products and services to our customers.  As a result, you will find your experience with us surpasses that of any other lender you have dealt with in the past.

Loan Programs include:

  • We Offer a Complete Line of Loan Programs for Every Buyer
  • Pre-Qualifications Seven Days a Week
  • Fixed and Adjustable Rate Mortgages
  • Jumbo Loans
  • FNMA and FHLMC Conventional Financing
  • FHLMC, FHA & VA
  • 2nd Mortgages and Home Equity Lines of Credit (HELOC)
  • HECM or Home Equity Conversion Mortgages - "Reverse Mortgages" Available in Most States

Contact Us

If you are interested in a mortgage, please contact us at (847) 418-2800.  If you would like to apply online, please click here.



Mortgage Lending is provided through our affiliate Wintrust Mortgage. Wintrust Mortgage is an Equal Opportunity Employer and an Equal Housing Lender.
Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., a Wintrust Community Bank.


 

Refinancing

At Northbrook Bank & Trust Company, our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible.  Depending on your current mortgage or home equity situation, refinancing may be an attractive option.

By refinancing with Northbrook Bank & Trust Company, you may be able to:

 

  • Lower your current rate
  • Extend repayment period
  • Reduce risk
  • Lower your current payment

Contact Us

 

By allowing Northbrook Bank & Trust Company to handle your refinancing needs, you’re placing your trust with experienced mortgage and banking teams that understand the local communities in Northbrook, Buffalo Grove, Northfield and Deerfield and surrounding markets.

We encourage you to stop by the bank or feel free to contact us by phone at (847) 418-2800  You can also fill out this online form if you have any questions.


Mortgage Lending is provided through our affiliate Wintrust Mortgage. Wintrust Mortgage is an Equal Opportunity Employer and an Equal Housing Lender.
Wintrust Mortgage is a division of
Barrington Bank & Trust, N.A., a Wintrust Community Bank.