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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets, certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Traditional Checking

  • May be opened with an initial deposit of $100
  • There is a minimum daily balance requirement of $250, or a minimum average daily balance requirement of $1,000, or a combined balance of $5,000.00 in Saving, CD and Money Market accounts, to avoid a monthly service charge of $15 (waived for direct deposit customers) 
  • No limit to the number of checks that may be written per month and there are no charges per check written

Total Access Checking

Our Total Access Checking Account offers free ATM transactions nationwide!  Use any ATM anywhere and we’ll refund the fee.

  • Free ATMs Nationwide – The surcharge fee assessed by the owner of the  domestic ATMs will be reimbursed. (Reimbursement does not include the 1.10% International Service Fee charged by MasterCard for certain transactions conducted outside of the continental United States.)
  • May be opened with an initial deposit of $100
  • No minimum balance and no monthly maintenance fees.

 

Passbook Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly
  • Transaction limitations will apply

Transaction Limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties.

Statement Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or online banking*
  • Savings transfer overdraft protection at only $10.00 per transfer

Transfers from a Statement Savings account to another account or third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per month.

*Third party message, data and/or internet service fees may apply

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 1 Month
  • 3 Months
  • 6 Months
  • 9 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.

 

 

 

Variable Rate Certificate of Deposit

Minimum balance to open and maintain is $5,000.

Variable Rate CD-Features & Benefits

  • Convenient access to your money as long as you maintain the minimum balance
  • Unlimited deposits and withdrawals1
  • Interest rates are based on the 91-day Treasury Bill Rate, and are subject to change weekly
  • Convenience of calling or visiting your personal banker to add to or access your money
  • Your account earns interest which is compounded and paid monthly
  • FDIC Insured
  • Receive monthly statements


It's Easy To Open One of These Accounts

Fill out and submit this application form or come see one of our friendly personal bankers.

1Funds must remain on deposit for 7 days before each withdrawal or a penalty will be imposed

This Variable Rate CD requires a 12 month term.

Please contact us if you have any questions.

 

 

Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Fixed interest rate

Please download this loan application form, fill it out completely and mail, fax 847-395-9093 or drop it off at the bank.

Please contact us if you have any questions.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles

Please download our automobile loan application form, fill it out completely and mail, fax (847) 418-2828 or drop it off at the bank.

Please contact us if you have any questions.