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Establish a program at Northbrook Bank & Trust Company that allows your money to grow, while letting our services take care of your banking needs.  Whether you are looking to open a new checking account, save for your future, or add to your current portfolio, Northbrook Bank & Trust Company has a program for you.

Traditional Checking

  • May be opened with an initial deposit of $100
  • There is a minimum daily balance requirement of $250, or a minimum average daily balance requirement of $1,000, or a combined balance of $5,000.00 in Saving, CD and Money Market accounts, to avoid a monthly service charge of $15 (waived for direct deposit customers) 
  • No limit to the number of checks that may be written per month and there are no charges per check written

Green Checking

  • May be opened with an initial deposit of $100
  • There is no minimum balance and no limit to the number of checks that may be written per month 
  • Requires paperless monthly estatements, or a monthly charge of $15.00 will apply 

SingleSolution Checking™

Our SingleSolution Checking Account is the only account you'll ever need.  It is a checking account that rewards higher account balances with higher interest rates.

 

  • Interest bearing checking where your rate increases with your balance!  See a Personal Banker for the most current rates
  • May be opened with a deposit of $100
  • There is a minimum daily balance of $1,000 required to avoid a monthly service charge of $18
  • FREE first order of specialty checks¹
  • Unlimited check writing
  • Must maintain a minimum daily balance of $1,000 to earn interest

 

1Limitations apply on type of check and quantity ordered

 

PlatinumPreferred® Account

We have developed an attractive combination of products and services to meet the banking needs of customers who have reached the age of fifty. It's called the PlatinumPreferred®Account, and it offers the following benefits:


Features/Benefits

 

  • Minimum $100 to open account
  • Interest bearing NOW Checking Account
  • No minimum balance and no monthly fee
  • Tiered account interest
  • FREE initial supply of checks1
  • NO ANNUAL FEE ATM or MasterCard debit card4
  • FREE access to Allpoint SUM and MoneyPass ATMs in the Chicagoland area
  • Bonus interest rates on all regular fixed rate Certificates of Deposit2
  • FREE small size safe deposit box for one year (or equivalent savings off a larger box)3
  • FREE Traveler's checks-no service charge on the purchase of American Express Traveler's Checks
  • FREE Cashier's Checks-no service charge on the purchase of Cashier's Checks
  • FREE Notary and FREE Signature Guarantees
  • FREE money orders
  • FREE direct deposit of payroll, benefit, and dividend checks
  • On-line Banking and Telebank*
  • Bill Pay*
  • FREE Quicken download capabilities

 
*Third part message, data and/or internet service fees may apply.
1Limitations apply on type of check and quantity ordered
2Excludes  CD Special Rates
3Subject to availability 
4Overdraft fees may apply

Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded every month and credited to your account every month.

Total Access Checking

Our Total Access Checking Account offers free ATM transactions nationwide!  Use any ATM anywhere and we’ll refund the fee.

  • Free ATMs Nationwide – The surcharge fee assessed by the owner of the  domestic ATMs will be reimbursed. (Reimbursement does not include the 1.10% International Service Fee charged by MasterCard for certain transactions conducted outside of the continental United States.)
  • May be opened with an initial deposit of $100
  • No minimum balance and no monthly maintenance fees.

 

Passbook Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly
  • Transaction limitations will apply

Transaction Limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties.

Statement Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or online banking*
  • Savings transfer overdraft protection at only $10.00 per transfer

Transfers from a Statement Savings account to another account or third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per month.

*Third party message, data and/or internet service fees may apply

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A Personalized passbook with identification as a Junior Savers Club member
  • A special JSC Bank to inspire daily at-home saving
  • Our exclusive "Treats Dollar" gift certificate each time the account balance exceeds its previous high balance by $100. Certificates may be redeemed at local participating merchants.
  • And lots of other great goodies and fun activities for Junior Savers. You'll be sent frequent invites to fun Junior Savers Club events and sweepstakes.

Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community.

Junior Savers Club is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded quarterly and credited to your account quarterly.

Transaction Limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties.

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 1 Month
  • 3 Months
  • 6 Months
  • 9 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.

 

 

 

Variable Rate Certificate of Deposit

Minimum balance to open and maintain is $5,000.

Variable Rate CD-Features & Benefits

  • Convenient access to your money as long as you maintain the minimum balance
  • Unlimited deposits and withdrawals1
  • Interest rates are based on the 91-day Treasury Bill Rate, and are subject to change weekly
  • Convenience of calling or visiting your personal banker to add to or access your money
  • Your account earns interest which is compounded and paid monthly
  • FDIC Insured
  • Receive monthly statements


It's Easy To Open One of These Accounts

Fill out and submit this application form or come see one of our friendly personal bankers.

1Funds must remain on deposit for 7 days before each withdrawal or a penalty will be imposed

This Variable Rate CD requires a 12 month term.

Please contact us if you have any questions.

 

 


It's Easy To Open This Account

Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.