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Establish a program at Northbrook Bank & Trust Company that allows your money to grow, while letting our services take care of your banking needs.  Whether you are looking to open a new checking account, save for your future, or add to your current portfolio, Northbrook Bank & Trust Company has a program for you.

Traditional Checking

  • May be opened with an initial deposit of $100
  • There is a minimum daily balance requirement of $250 or a minimum average daily balance requirement of $1,000 to avoid a monthly service charge of $15 (waived for direct deposit customers) 
  • No limit to the number of checks that may be written per month and there are no charges per check written

Economy Checking

  • May be opened with an initial deposit of $100
  • $5.00 monthly service charge with no minimum balance to be maintained 
  • No per item charge for the first ten debit transactions (withdrawal, check paid, automatic transfer or payment) out of this account
  • Debit transactions in excess of 10 per month will be subject to a per transaction charge of $.50

Green Checking

  • May be opened with an initial deposit of $100
  • There is no minimum balance and no limit to the number of checks that may be written per month 
  • Requires paperless monthly estatements, or a monthly charge of $15.00 will apply 

Regular NOW Account™

  • An interest-bearing checking account
  • May be opened with an initial deposit of $100
  • There is a minimum daily balance requirement of $1,000 or a minimum average daily balance requirement of $1,500 to avoid a monthly service charge of $18
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • Free imaged checks option with CheckManager Plus®
  • Please contact a Personal Banker for more details

SingleSolution Checking™

Our SingleSolution Checking Account is the only account you'll ever need.  It is a checking account that rewards higher account balances with higher interest rates.

 

  • Interest bearing checking where your rate increases with your balance!  See a Personal Banker for the most current rates
  • May be opened with a deposit of $100
  • There is a minimum daily balance of $1,000 required to avoid a monthly service charge of $18
  • FREE first order of specialty checks¹
  • Unlimited check writing

 

1Limitations apply on type of check and quantity ordered

PlatinumPreferred® Account

We have developed an attractive combination of products and services to meet the banking needs of customers who have reached the age of fifty. It's called the PlatinumPreferred®Account, and it offers the following benefits:


Features/Benefits

  • Interest bearing NOW Checking Account
  • No minimum balance and no monthly fee1
  • Tiered account interest - the higher the balance, the higher the rate
  • FREE initial supply of checks2
  • NO ANNUAL FEE ATM or MasterCard debit card
  • FREE access to SUM and MoneyPass ATMs in the Chicagoland area
  • Bonus interest rates on all regular fixed rate Certificates of Deposit4
  • FREE small size safe deposit box for one year (or equivalent savings off a larger box)3
  • FREE Traveler's checks-no service charge on the purchase of American Express Traveler's Checks
  • FREE Cashier's Checks-no service charge on the purchase of Cashier's Checks
  • FREE Notary and FREE Signature Guarantees
  • FREE money orders
  • FREE direct deposit of payroll, benefit, and dividend checks
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

 

1Fees, such as overdraft charges, and fees for special services may apply
2Limitations apply on type of check and quantity ordered
3Subject to availability 
4Excludes  CD Special Rates

Total Access Checking

Our Total Access Checking Account offers incredible opportunities to satisfy your financial needs.

  • Free ATMs Nationwide – The surcharge fee assessed by the owner of the ATM will be reimbursed. (Reimbursement does not include the 1% International Service Fee charged by MasterCard for certain transactions conducted outside of the continental United States.)
  • May be opened with an initial deposit of $100
  • $18.00 monthly service fee if minimum balance of $5,000 not maintained (waived for the first month pending receipt of direct deposit)

College Checking Account

We designed an account to help young adults handle their finances and provide peace of mind to parents.  It offers everything your high school or college student needs for financial security, including a Checking Account, a Cash Card. 

Features and Benefits

  • FREE Checking Account with no minimum balance and no monthly fee¹
  • FREE access to SUM and MoneyPass ATMs in the Chicagoland area
  • NO ANNUAL FEE ATM or MasterCard debit card²
  • FREE imaged checks with CheckManager Plus® 
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

 

1Other qualifications and service charges may apply. Parents must maintain accounts with the bank.
2Subject to age and other qualifications. Call bank for details

Passbook Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

Statement Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking
  • Savings transfer overdraft protection at only $10.00 per transfer

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A Personalized passbook with identification as a Junior Savers Club member
  • Extra savings to be sure your account grows
    • Junior Savers Passbook Accounts receive a higher rate of interest than adults
    • All regular account service charges are waived for Junior Savers
  • A special JSC Bank to inspire daily at-home saving
  • Our exclusive "Treats Dollar" gift certificate each time the account balance exceeds its previous high balance by $100. Certificates may be redeemed at local participating merchants.
  • And lots of other great goodies and fun activities for Junior Savers. You'll be sent frequent invites to fun Junior Savers Club events and contests.

Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community.

Learn more about our Junior Savers special events.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $3,000 to avoid a monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 1 Month
  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

 

Variable Rate Certificate of Deposit


Many of our customers use a Variable Rate CD in place of a Money Market Account because you typically earn higher rates than competitive money markets. Minimum balance to open and maintain is $5,000.


Variable Rate CD-Features & Benefits

  • Convenient access to your money as long as you maintain the minimum balance
  • Unlimited deposits and withdrawals 1
  • Earn market rates, better than most money markets
  • Interest rates are based on the 91-day Treasury Bill Rate, and are subject to change weekly
  • Convenience of calling or visiting your personal banker to add to or access your money
  • Your account earns interest which is compounded and paid monthly
  • FDIC Insured
  • Receive monthly statements

It's Easy To Open One of These Accounts

Fill out and submit this application form or come see one of our friendly personal bankers.

1Funds must remain on deposit for 7 days before each withdrawal or a penalty will be imposed

Please contact us if you have any questions.

 



It's Easy To Open This Account

Our SimpleSwitch™ system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our overdraft protection option. Please contact us if you have any questions.