Printer-friendly versionPrinter-friendly version

Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts. Please select a product below for more information.

Passbook Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

Statement Savings Account

  • May be opened with an initial deposit of $200
  • Minimum Daily Balance requirement of only $200 to avoid a quarterly fee of $12.00
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking
  • Savings transfer overdraft protection at only $10.00 per transfer

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A Personalized passbook with identification as a Junior Savers Club member
  • Extra savings to be sure your account grows
    • Junior Savers Passbook Accounts receive a higher rate of interest than adults
    • All regular account service charges are waived for Junior Savers
  • A special JSC Bank to inspire daily at-home saving
  • Our exclusive "Treats Dollar" gift certificate each time the account balance exceeds its previous high balance by $100. Certificates may be redeemed at local participating merchants.
  • And lots of other great goodies and fun activities for Junior Savers. You'll be sent frequent invites to fun Junior Savers Club events and contests.

Teaching kids how to save. It's all part of our commitment to bring traditional community banking back to the community.

Learn more about our Junior Savers special events.

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

 

  • Minimum Balance of $3,000 to open account
  • Minimum Daily Balance of only $3,000 to avoid a monthly service fee of $18.00
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank